Comfortable Care, Affordable Plans
Three financing partners, staged treatment plans, and written quotes — so the financial side of your care is as transparent as the clinical side.
Financing Partners
The right financing depends on the size of your treatment plan and which terms work best for your situation. We accept all three, and we'll walk you through the options at your consultation.
Local credit union financing
Local credit union with established medical/dental financing programs. For qualifying patients we have negotiated up to 72 months at a reduced rate, or 0% financing up to 24 months. Application can be completed with same-day approvals in our office for your convenience.
Visit macu.com →Healthcare financing card
The most widely accepted healthcare financing program in the country. Same-day approvals are common, with a promotional period of 6 months for qualifying patients on qualifying balances.
Apply at carecredit.com →Larger-balance specialty financing
Designed for larger dental treatment balances — full-arch implant work, multi-phase reconstructions, and full-mouth makeover cases. Extended-term plans for treatment that's outside the typical CareCredit® range.
Visit proceedfinance.com →How We Approach Payment
After the diagnostic workup, you receive a written treatment plan with the recommended sequence and the cost for each phase. You see the full number for the prosthodontic side and a separate estimate for any specialist work — before you commit to anything.
Treatment can be phased out over time through a pay-as-you-go arrangement that works well for cases delivered across multiple visits over months. Larger work doesn't have to happen all at once — we'll walk you through which phases can be deferred and which depend on each other.
We submit insurance forms on your behalf so you're reimbursed directly. For medically necessary treatment after cancer surgery or for congenital defect rehabilitation, claims can sometimes be submitted to medical insurance — we'll help you work through what your plan covers.
We ask that you pay our fees on the day of service. Your insurance reimburses you directly when your plan covers a portion. Financing arrangements (when used) are coordinated separately with the financing partner you choose.
Frequently Asked
Yes — that's the deliverable of the diagnostic phase. After the workup we provide a written treatment plan with the cost. Larger cases can be staged over time so the financial side is more manageable.
Yes. We submit your insurance forms on the day of service, and your insurance reimburses you directly. For medically necessary treatment (after cancer surgery, for congenital defects, for some TMD cases) we can also submit claims to medical insurance.
Depends on the size of the treatment plan and what terms you want. Mountain America Credit Union is convenient and has same-day approvals. Proceed Finance handles larger balances with extended terms. We'll walk through your specific case at the consultation.
Most multi-phase cases can be staged. Some steps depend on others (extractions before implants, healing before final restorations) but plenty of cases have natural breakpoints where treatment can pause without compromising the result. We'll mark those on your written plan.
Get the Financial Picture First
Get the diagnostic workup and a written treatment plan before any decisions are made — so you see the full cost before you commit to anything.